Vanessa Evans

7424 S 27th Terrace

Phoenix, AZ
$ 426,900 Beds 4 Baths 2.5 Sq 1,958
Monthly Estimate* How much can I afford?

RARE 2.25% ASSUMABLE VA LOAN - A FINANCING OPPORTUNITY YOU DON'T SEE OFTEN! With interest rates significantly higher today, this home offers a unique chance for qualified buyers to potentially save hundreds per month by assuming the seller's existing 2.25% VA loan (subject to lender and VA approval). The current loan balance is approximately $189,000 with an estimated monthly payment of around $1,200. Beyond the financing advantage, this well-maintained home offers comfortable living in a convenient Phoenix location. Enjoy a functional floor plan with inviting living spaces!

Active

  • Price
  • $ 426,900
  • City
  • Phoenix
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MARICOPA
  • Half Bathrooms
  • 1
  • Area
  • MOUNTAIN GROVE COMMUNITY
  • Lot Size
  • 0.09 Acres
  • Zip
  • 85042
  • Sqr Footage
  • 1,958
  • Year Built
  • 2011
  • Taxes
  • $ 2851
  • Style
  • Residential
  • MLS#
  • 7026831
Listed By: HomeSmart; 602-230-7600
Data Source: Arizona Regional MLS (ARMLSN)

Features

General

Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities SRP
Possession Close Of Escrow
Roof Tile
HOA Fee 327.0
Garage Spaces 2.0
Association Fee Includes Maintenance Grounds
Construction Materials Stucco,Wood Frame
Year Built 2011
Township 1N
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Quarterly
County Maricopa
New Construction No
Property Type Residential
HOA Yes
Subdivision Name MOUNTAIN GROVE COMMUNITY
Possible Use None
Special Listing Conditions N/A
Status Active
High School Camelback High School
City Phoenix
Disclosures Seller Discl Avail
Association Name Mountain Grove
High School District Phoenix Union High School District
Open Parking Spaces 2.0
Lot Size Units Square Feet
Lot Size Square Feet 3930.0
Carport Spaces 0.0
Carport Y/N No
Spa Features None
Elementary School Bernard Black Elementary School
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2851.0
Home Warranty Y/N No
Current Financing VA,Assume - Qualify
Middle/Junior High School Valley View School
Lease Renewal Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Builder Name WILSON PARKER HOMES
Standard Status Active
Occupancy Type Owner
Elementary School District Roosevelt Elementary District
Tax Lot 58
MobileHomeRemainsYN No
New Financing: Conventional True
Senior Community No
New Financing: FHA True
Ttl Monthly Fee Equiv 109.0
New Financing Cash True
New Financing: VA True

Interior Features

Interior Amenities Full Bth Master Bdrm
Flooring Carpet,Tile
Total Stories 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Laundry Features See Remarks
Total Bedrooms 4
LivingAreaSource Assessor
Total Baths 3
Bedrooms Possible 4
Built-in Microwave True

Exterior Features

Fencing Block
Lot Features Gravel/Stone Front,Gravel/Stone Back,Synthetic Grass Back
Water Source Public
Lot Size Area 3930.0
Spa No
Lot Size Acres 0.09
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 2.0
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Gilbert, AZ office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bernard Black Elementary School
Middle School Valley View School Middle School
High School Camelback High School

Price History

5/21/2026 Listed $430,000
6/21/2026 1% - $426,900

Property vs Zip Code Average in 85042

Price
AVG $660K
$430K
Taxes
AVG $2,956
$2,851
Year Built
AVG 2004
2011
Visits
AVG 204
529
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

7424 S 27th Terrace Phoenix, AZ is a Single Family Home for sale at $426900 with 1958 sqft and a lot size of 0.09 Acres Acre(s). 7424 S 27th Terrace Phoenix has 4 bedrooms, 2 baths and was built in 2011. The property's zip code is 85042 which is in Phoenix, AZ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Vanessa Evans

Vanessa Evans

505-934-1890

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